All credit card transactions online are processed by PayU, a leading online payment service provider dedicated to creating a fast, simple and efficient payment process for buyers using 3D Secure.
3D Secure is a security measure aimed at protecting customers against Credit Card fraud when shopping online.
When an e-commerce transaction occurs on a 3D Secure website and the cardholder is paying using a credit card enrolled in 3D Secure, either the MasterCard or Visa pop up or inline security screen appears. The cardholder enters his/her 3D Secure password for authentication, and upon successful verification, the transaction is processed.
Though Verified by Visa and MasterCard SecureCode, credit cards can be protected against unauthorised use when shopping online. All customers need to do is enrol themselves online and once activated, their card number cannot be used for purchases without their personal password. Certain banks automatically enrol their customers in the 3D Secure program.